Now accepting ISO partner applications. Visit our Partners page to apply.
With programs suited to most business needs, we provide a range of funding options to help your business grow with fast capita
$750,347,567+
92
%
Clients receive pre-approval decisions in under 4 hours, expediting access to working capital.
87
%
Businesses funded through our platform see a revenue boost within 60 days of receiving capital.
55
%
Average cost savings compared to traditional funding options, with flexible repayment terms..
Instant Pre-Approval
With just basic business info, our system pre-qualifies you instantly—no credit hit, no long forms, no hassle.
Smart Capital Matching
Our algorithm matches you with the right product based on your business type, revenue, and funding goals—not just your credit score.
Fast Capital Delivery
Funds in your account as fast as 24 hours. We streamline underwriting and eliminate red tape, so you can keep growing without delays.
Customer Spotlight
Working with Vivian completely changed how we handle cash flow. We secured funding in under 24 hours—no complicated paperwork, no delays. That speed helped us take advantage of a major opportunity we would’ve otherwise missed. It’s become a key part of how we scale.
Customer Spotlight
Vivian gave us access to working capital in under 24 hours—no red tape, no delays. That kind of speed allowed us to launch a new product line ahead of schedule and outpace competitors in a crucial quarter. Their process is seamless, and the impact was immediate.
